Buying a home is a significant milestone, and it often comes with its fair share of questions. Having a dedicated REALTOR® to guide you through the process is key to making the right decisions with confidence.
I’ve gathered some of the more common questions I receive from home buyers in Regina, with the answers to help clarify the process for you.
Q: How much can I actually afford?
A: This depends on your unique financial picture - specifically your income, debt, credit score, and down payment. Consulting a mortgage lender is the smartest first step to determining your true price range and setting yourself up for success. Need a lender who will look out for your best interests? I can help connect you with the right professional.
Q: What are the real costs of buying a home?
A: The total cost goes well beyond the purchase price. Some fees and costs to expect include a down payment, appraisal, inspections, legal fees, taxes, adjustments, mortgage, title & home insurance, and moving expenses.
Q: How long does the home buying process take?
A: Typically, you’re looking at 30 to 60 days from acceptance of your offer to the day you get the keys. But remember, every journey is unique. Factors like securing financing, completing inspections, and navigating negotiations can all shift that timeline.
Q: What should I really look for during a home tour?
A: It’s easy to get distracted by beautiful staging, but my role is to ensure you see the full picture. When we walk through a home, we need to look past the surface. Is the layout functional for your daily life? Is the storage adequate? How is the natural light? We also need to assess the home's condition for potential repairs and consider the wider context - like the neighborhood and your daily commute.
Q: Do I really need a home inspection?
A: Without a doubt, having the right information is pivotal to your success. An inspection isn't just a formality - it's your opportunity to identify structural issues or necessary repairs before you commit. It gives you the clarity you need to move forward with confidence.
Q: What happens after my offer is accepted?
A: This is a great step, but the work isn't done yet. From scheduling inspections to fine-tuning negotiations and finalizing your loan, the next few weeks are critical. Navigating these steps with care is what ensures you make it to the closing table. As a full-service Regina REALTOR®, my job is to guide you through every single step, to possession day and beyond.
Want to learn even more? Click here to request my complimentary buyer’s guide:
“Your Home, Your Journey”.
No obligation, just helpful info to support your next steps.
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